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Philadelphia Insurance Companies
Miscellaneous Professional Liability

Philadelphia Insurance Companies is committed to providing comprehensive professional liability coverage to a variety of professions including computer consultants, management consultants, career coaches, marketing consultants, interior designers, telecommunications consultants and many more. The policy addresses claims filed by clients resulting from negligent acts, errors or omissions and Personal Injury arising from the provision of Professional Services.


Benefits of the Program

  • Defense costs in addition to the limit of liability for eligible risks
  • Automatic independent contractor coverage for Professional Services while acting on your behalf
  • “For” wording for the Bodily Injury and Property Damage Exclusions
  • Pure claims made form with claims reported as soon as practicable

Applications

*Please select state specific forms when applicable.

Supplemental Applications

*Please select state specific forms when applicable.

Policy Forms

Documents Required for Proposal

  • Completed Application
  • Supplemental Applications (if applicable)
  • Past two years financial statements
  • Copy of formalized client contract


All of our Product Forms and Documents are available in PDF version only. Version 7 or higher of Adobe is needed to fill out the PDF Forms.

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To speak with a Customer Service Representative, please call our Customer Service Department at 1-877-438-7459.

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10 Reasons Why
 
  1. Pure claims made form with claims reported as soon as practicable
  2. Defense costs in addition to the limit of liability for eligible risks
  3. Modified hammer clause (50/50)
  4. “For” wording for the Bodily Injury and Property Damage exclusions
  5. Full severability of the fraud and criminal acts exclusion for all Individual Insureds;fraud and criminal acts are defended until final adjudication regarding such alleged conduct
  6. Punitive / exemplary damages coverage
  7. Key coverage extensions available such as intellectual property and network security
  8. Automatic coverage for newly created or acquired Subsidiaries (up to 15% of the Named Entity’s annual revenue)
  9. Automatic independent contractor coverage for Professional Services while acting on your behalf
  10. PHLY Bell endorsement provides coverage for Identity Theft Expenses, Terrorism Travel Reimbursement, Emergency Real Estate Consultation, Temporary Meeting Space Expenses, Workplace Violence Counseling, Theft of Work Materials, Kidnap Ransom Expenses, Key Individual Replacement Expenses, and Crisis Management Expenses

 

Cover-Pro 10 Reasons Why

Have you thought about

Non-Profit & Social Services

This is an insurance product uniquely designed to fulfill a wide range of special insurance needs for the Non-Profit Sector as defined under IRS code 501 (C) 3. More

Loss Control

Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results. More

Philadelphia Insurance Companies has partnered with a nationally recognized law firm Wilson, Elser, Moskowitz, Edelman & Dicker LLP (WEMED) to offer a Loss Assistance Hotline . The Loss Assistance Hotline is currently available to all PHLY Specialty Lines Division insureds. More

Click to see our 10 Reasons Why